Refund & Cancellation Policy

Cam Theory University · camtheoryuniversity.com · Effective Date: January 1, 2025 · Last Updated: May 2025

Overview

At Cam Theory University we strive to provide high-quality coaching programs, digital resources, and transformational experiences. This Refund Policy explains our terms regarding refunds, cancellations, and returns for all products and services sold through camtheoryuniversity.com.

By completing a purchase you acknowledge that you have read and agree to this Refund Policy in full.

1. Coaching Program — All Sales Are Final

All purchases of the Cam Theory University 12-week coaching program are non-refundable. Due to the immediate access granted upon enrollment — including all modules, live coaching calls, community access, and program resources — no refunds will be issued under any circumstances once payment is completed.

We encourage all prospective students to book a free Empowerment Session before purchasing to ensure CTU is the right fit for you. That call exists specifically so you can feel Cam's energy and ask any questions before committing.

2. CTU Retreat — 7-Day Refund Window

Retreat registrations may be refunded in full within 7 days of your original purchase date. Requests submitted after 7 days will not be honored regardless of the circumstances.

To request a retreat refund:

  • Email [email protected] with subject line REFUND REQUEST
  • Include your full name, purchase date, and order confirmation details
  • Allow 1 to 3 business days for a response
  • Approved refunds are processed within 5 to 10 business days to your original payment method

3. Products Not Eligible for Refund

The following are final sale and non-refundable under any circumstances:

  • The 12-week coaching program once access has been granted
  • Retreat registrations requested after 7 days from purchase
  • Digital downloads or resources that have already been accessed
  • Coaching sessions that have already been completed
  • Discounted or promotional offers marked as final sale
  • Any bundled package where core content has been accessed

4. Payment Plans

If you purchase a program on a payment plan you are responsible for completing all scheduled payments regardless of whether you continue to actively participate in the program.

  • Refunds are only available if requested within 7 days of your first payment for retreat purchases
  • Once subsequent payments are charged the purchase becomes final
  • Failure to complete remaining installments may result in suspension of program access and collections action
  • Canceling a payment plan does not automatically trigger a refund

5. Coaching Session Cancellations

Individual coaching sessions are non-refundable once scheduled or completed. If you need to reschedule:

  • You must provide at least 48 hours notice to reschedule without penalty
  • Late cancellations with less than 48 hours notice or no-shows are non-refundable
  • Rescheduling is subject to availability

6. Chargeback Policy

Initiating a chargeback or payment dispute without first contacting us is a violation of this Refund Policy. If you dispute a charge with your bank or credit card company:

  • Your account will be immediately suspended
  • You will lose access to all purchased programs and resources
  • We reserve the right to pursue legal action to recover costs, fees, and damages
  • We will provide all purchase records and communications to the relevant financial institution

If you have a billing concern please contact us first at [email protected]. We will work with you to resolve the matter fairly.

7. Medical or Emergency Exceptions

If you experience a medical emergency or serious unforeseen personal crisis that prevents you from completing a program contact us immediately at [email protected]. We may offer a credit, extension, or resolution at our sole discretion on a case-by-case basis. Documentation may be requested.

8. Technical Issues

If you experience technical issues accessing our services contact us immediately at [email protected]. We will work to resolve the issue as quickly as possible. If the issue cannot be resolved within a reasonable timeframe a refund may be issued at our discretion.

9. Refund Abuse Policy

We reserve the right to deny refunds and ban users who make excessive or serial refund requests, request refunds after consuming substantial program content, or engage in fraudulent or abusive behavior. Refund privileges are extended in good faith.

10. Fraudulent Purchases

If you believe an unauthorized purchase was made using your payment information contact us immediately at [email protected]. We will assist with refund processing and account security and may report the incident to relevant fraud prevention agencies.

11. Cancellation Process

To cancel a subscription or payment plan email [email protected] with subject line CANCEL SUBSCRIPTION and include your name, email address, and product name. We will confirm cancellation within 1 to 3 business days. Cancellation takes effect at the end of your current billing period and does not automatically trigger a refund.

12. Modifications to This Policy

We reserve the right to update this Refund Policy at any time. Changes become effective immediately upon posting. Your continued use of our services after changes are posted constitutes acceptance of the updated policy.

13. Governing Law

This Refund Policy is governed by and construed in accordance with the laws of the State of Texas, United States. Any disputes arising from this policy shall be resolved in the courts of the State of Texas.

Contact Us

Cam Theory University
Email: [email protected]
Website: camtheoryuniversity.com

Please allow 1 to 3 business days for a response.